*{margin:0;padding:0;box-sizing:border-box}
:root{
  --primary:#2563eb;--primary-dark:#1d4ed8;--primary-light:#eff6ff;
  --accent:#f59e0b;--bg:#f8faff;--bg2:#ffffff;--card:#ffffff;
  --card2:#f1f5f9;--border:#e2e8f0;--text:#0f172a;
  --muted:#64748b;--success:#16a34a;--danger:#dc2626;
  --gradient:linear-gradient(135deg,#2563eb,#7c3aed);
  --glow:rgba(37,99,235,0.18);--shadow:0 4px 24px rgba(37,99,235,0.08);
}
body{font-family:'Inter',sans-serif;background:var(--bg);color:var(--text);overflow-x:hidden;line-height:1.6}
.container{max-width:1200px;margin:0 auto;padding:0 20px}
.gradient-text{background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}

/* PROMO BANNER */
.promo-banner{background:linear-gradient(90deg,#1d4ed8,#7c3aed);color:#fff;text-align:center;padding:10px 40px;font-size:13px;font-weight:500;position:relative;z-index:200}
.promo-close{position:absolute;right:16px;top:50%;transform:translateY(-50%);background:none;border:none;color:#fff;font-size:20px;cursor:pointer;opacity:.7}
.promo-close:hover{opacity:1}

/* NAVBAR */
.navbar{position:sticky;top:0;z-index:100;background:rgba(255,255,255,0.95);backdrop-filter:blur(20px);border-bottom:1px solid var(--border);transition:.3s}
.navbar.scrolled{box-shadow:0 2px 20px rgba(0,0,0,.08)}
.nav-inner{max-width:1200px;margin:0 auto;padding:0 20px;height:64px;display:flex;align-items:center;justify-content:space-between}
.nav-logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--text);font-size:18px;font-weight:700}
.site-logo-img{height:40px;width:auto;object-fit:contain;display:block}
.nav-links{display:flex;gap:28px}
.nav-links a{color:var(--muted);text-decoration:none;font-size:14px;font-weight:500;transition:.2s}
.nav-links a:hover{color:var(--primary)}
.nav-cta-btn{background:var(--gradient);color:#fff;padding:9px 22px;border-radius:10px;text-decoration:none;font-weight:600;font-size:13px;transition:.3s;white-space:nowrap}
.nav-cta-btn:hover{transform:translateY(-2px);box-shadow:0 8px 25px var(--glow)}
.main-search-wrap{display:flex;align-items:center;gap:12px;background:#fff;border:2px solid var(--border);border-radius:14px;padding:12px 20px;box-shadow:0 4px 20px rgba(37,99,235,.08);transition:.3s}
.main-search-wrap:focus-within{border-color:var(--primary);box-shadow:0 4px 24px rgba(37,99,235,.15)}
.main-search-wrap>i{color:var(--muted);font-size:16px;flex-shrink:0}
.main-search-wrap input{border:none;background:none;outline:none;font-size:15px;color:var(--text);width:100%;font-family:inherit}
.main-search-wrap input::placeholder{color:#94a3b8}
.main-search-wrap button{background:none;border:none;color:var(--muted);cursor:pointer;font-size:14px;padding:0;display:flex;align-items:center}
.main-search-wrap button:hover{color:var(--danger)}
.nav-hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}
.nav-hamburger span{width:22px;height:2px;background:var(--text);border-radius:2px;transition:.3s}
.mobile-menu{display:none;flex-direction:column;padding:16px 20px;gap:4px;border-top:1px solid var(--border);background:#fff}
.mobile-menu a{color:var(--muted);text-decoration:none;padding:10px 0;font-size:15px;border-bottom:1px solid var(--border)}
.mobile-menu a:last-child{border:none}
.mobile-cta{background:var(--gradient);color:#fff!important;padding:12px 20px!important;border-radius:10px;text-align:center;margin-top:8px;font-weight:600}
.mobile-menu.open{display:flex}

/* HERO */
.hero{position:relative;min-height:88vh;display:flex;align-items:center;justify-content:center;text-align:center;padding:80px 20px 60px;overflow:hidden;background:linear-gradient(160deg,#1e3a8a 0%,#2563eb 30%,#3b82f6 55%,#93c5fd 80%,#dbeafe 100%)}
.hero-bg{position:absolute;inset:0;z-index:0}
.hero-orb{position:absolute;border-radius:50%;filter:blur(70px);opacity:.25}
.orb1{width:500px;height:500px;background:radial-gradient(circle,#7c3aed,transparent);top:-100px;right:-100px}
.orb2{width:350px;height:350px;background:radial-gradient(circle,#f59e0b,transparent);bottom:-60px;left:-60px}
.orb3{width:250px;height:250px;background:radial-gradient(circle,#fff,transparent);top:30%;left:50%;transform:translate(-50%,-50%)}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:50px 50px}
.hero-content{position:relative;z-index:2;max-width:800px;margin:0 auto}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.3);color:#fff;padding:8px 18px;border-radius:50px;font-size:13px;font-weight:500;margin-bottom:24px;animation:fadeDown .6s ease;backdrop-filter:blur(8px)}
.hero-title{font-size:clamp(30px,5.5vw,58px);font-weight:900;line-height:1.15;margin-bottom:18px;animation:fadeUp .7s ease .1s both;color:#fff}
.hero-title .gradient-text{background:linear-gradient(135deg,#fbbf24,#f97316);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.hero-subtitle{font-size:clamp(14px,2vw,18px);color:rgba(255,255,255,.85);margin-bottom:36px;font-weight:400;animation:fadeUp .7s ease .2s both}
.hero-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;margin-bottom:48px;animation:fadeUp .7s ease .3s both}
.btn-primary{display:inline-flex;align-items:center;gap:10px;background:#fff;color:var(--primary);padding:15px 32px;border-radius:14px;font-weight:700;font-size:16px;text-decoration:none;transition:.3s;box-shadow:0 10px 40px rgba(0,0,0,.15)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 16px 50px rgba(0,0,0,.2)}
.btn-ghost{display:inline-flex;align-items:center;gap:10px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3);color:#fff;padding:15px 32px;border-radius:14px;font-weight:600;font-size:16px;text-decoration:none;transition:.3s;backdrop-filter:blur(8px)}
.btn-ghost:hover{background:rgba(255,255,255,.2);transform:translateY(-2px)}
.hero-stats{display:flex;align-items:center;justify-content:center;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);border-radius:20px;padding:20px 32px;backdrop-filter:blur(12px);animation:fadeUp .7s ease .4s both;flex-wrap:wrap;gap:0}
.stat-item{text-align:center;padding:0 24px}
.stat-num{display:block;font-size:24px;font-weight:800;color:#fbbf24}
.stat-label{font-size:12px;color:rgba(255,255,255,.75);margin-top:2px}
.stat-divider{width:1px;height:40px;background:rgba(255,255,255,.2)}
.hero-cards-float{position:absolute;z-index:2;width:100%;max-width:900px;pointer-events:none}
.float-card{position:absolute;background:rgba(255,255,255,.15);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.25);border-radius:14px;padding:12px 18px;display:flex;align-items:center;gap:10px;font-size:13px;font-weight:600;color:#fff;white-space:nowrap}
.float-card i{color:#fbbf24;font-size:16px}
.fc1{top:10%;left:-5%;animation:floatAnim 4s ease-in-out infinite}
.fc2{top:60%;right:-5%;animation:floatAnim 4s ease-in-out infinite 1.5s}
.fc3{bottom:5%;left:5%;animation:floatAnim 4s ease-in-out infinite 3s}
.hero-cards-float{display:none}
@keyframes floatAnim{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
@keyframes fadeUp{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeDown{from{opacity:0;transform:translateY(-16px)}to{opacity:1;transform:translateY(0)}}

/* CATEGORY SECTION */
.category-section{padding:56px 0 0;background:#fff}
.section-header{text-align:center;margin-bottom:32px}
.section-header h2{font-size:clamp(24px,4vw,36px);font-weight:800;margin-bottom:10px;color:var(--text)}
.section-header p{color:var(--muted);font-size:15px}
.category-tabs{display:flex;gap:10px;overflow-x:auto;padding:0 20px 20px;scrollbar-width:none;justify-content:center;flex-wrap:wrap}
.category-tabs::-webkit-scrollbar{display:none}
.cat-tab{display:flex;align-items:center;gap:8px;padding:10px 20px;border:1.5px solid var(--border);border-radius:50px;background:#fff;color:var(--muted);font-size:13px;font-weight:600;cursor:pointer;transition:.3s;white-space:nowrap;font-family:inherit}
.cat-tab:hover{border-color:var(--primary);color:var(--primary);background:var(--primary-light)}
.cat-tab.active{background:var(--gradient);color:#fff;border-color:transparent;box-shadow:0 4px 16px var(--glow)}

/* PRODUCTS */
.products-section{padding:24px 0 64px;background:#fff}
.products-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:22px}
.skeleton-card{background:linear-gradient(90deg,#f1f5f9 25%,#e2e8f0 50%,#f1f5f9 75%);background-size:200% 100%;border-radius:20px;height:380px;animation:shimmer 1.5s infinite}
@keyframes shimmer{0%{background-position:200% 0}100%{background-position:-200% 0}}
.no-products{text-align:center;padding:60px 20px;color:var(--muted)}
.no-products i{font-size:48px;margin-bottom:16px;opacity:.3}

/* PRODUCT CARD */
.product-card{background:#fff;border:1.5px solid var(--border);border-radius:20px;overflow:hidden;transition:all .35s cubic-bezier(.4,0,.2,1);position:relative;animation:fadeUp .5s ease both;box-shadow:var(--shadow)}
.product-card:hover{transform:translateY(-6px);border-color:#93c5fd;box-shadow:0 20px 50px rgba(37,99,235,.12)}
.card-image-wrap{position:relative;height:175px;overflow:hidden;background:linear-gradient(135deg,#eff6ff,#dbeafe);display:flex;align-items:center;justify-content:center}
.card-image-wrap img{width:100%;height:100%;object-fit:contain;object-position:center;transition:.4s;padding:8px;background:#fff}
.product-card:hover .card-image-wrap img{transform:scale(1.06)}

/* CARD SLIDER */
.card-slider{width:100%;height:100%;position:relative;overflow:hidden}
.card-slider-track{display:flex;height:100%;transition:transform .5s cubic-bezier(.4,0,.2,1)}
.card-slider-track img{min-width:100%;width:100%;height:100%;object-fit:contain;padding:8px;background:#fff;flex-shrink:0}
.card-slider-dots{position:absolute;bottom:8px;left:50%;transform:translateX(-50%);display:flex;gap:5px;z-index:2}
.slider-dot{width:6px;height:6px;border-radius:50%;background:rgba(37,99,235,.25);transition:.3s}
.slider-dot.active{background:var(--primary);width:16px;border-radius:4px}
.card-image-placeholder{width:100%;height:100%;display:flex;align-items:center;justify-content:center;font-size:52px;background:linear-gradient(135deg,#eff6ff,#dbeafe)}
.card-badge{position:absolute;top:12px;left:12px;padding:5px 12px;border-radius:20px;font-size:11px;font-weight:700;background:var(--gradient);color:#fff;box-shadow:0 2px 8px rgba(37,99,235,.3)}
.card-video-btn{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:52px;height:52px;background:rgba(255,255,255,.9);border:none;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;transition:.3s;color:var(--primary);font-size:18px;box-shadow:0 4px 16px rgba(0,0,0,.15)}
.card-video-btn:hover{transform:translate(-50%,-50%) scale(1.1);background:#fff}
.card-body{padding:20px}
.card-bank-row{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:14px;gap:8px}
.card-bank-left{display:flex;align-items:center;gap:12px;flex:1;min-width:0}
.card-bank-logo{width:46px;height:46px;border-radius:12px;object-fit:contain;background:#f8fafc;padding:4px;border:1px solid var(--border);flex-shrink:0}
.card-bank-logo-placeholder{width:46px;height:46px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:15px;font-weight:800;color:#fff;flex-shrink:0}
.card-bank-name-big{font-size:12px;font-weight:500;color:var(--muted);line-height:1.2}
.card-product-name{font-size:15px;font-weight:800;color:var(--text);margin-top:2px;line-height:1.3}
.card-category-tag{font-size:11px;font-weight:600;padding:4px 10px;border-radius:6px;background:var(--primary-light);color:var(--primary);text-transform:uppercase;letter-spacing:.5px;white-space:nowrap;flex-shrink:0;align-self:flex-start}
.card-pills{display:flex;gap:8px;margin-bottom:12px;flex-wrap:wrap}
.card-pill{display:inline-flex;align-items:center;gap:6px;padding:7px 14px;border-radius:50px;font-size:12px;font-weight:600;background:var(--primary-light);color:var(--primary);border:1px solid #bfdbfe}
.card-pill i{font-size:11px}
.card-pill-fee{background:#f0fdf4;color:#16a34a;border-color:#bbf7d0}
.card-desc{font-size:13px;color:var(--muted);margin-bottom:14px;line-height:1.5;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.card-apply-btn{width:100%;padding:13px;background:var(--gradient);border:none;border-radius:12px;color:#fff;font-weight:700;font-size:14px;cursor:pointer;transition:.3s;font-family:inherit;display:flex;align-items:center;justify-content:center;gap:8px}
.card-apply-btn:hover{box-shadow:0 8px 25px var(--glow);transform:scale(1.02)}

/* HOW IT WORKS */
.how-section{padding:72px 0;background:var(--bg)}
.steps-grid{display:flex;align-items:center;justify-content:center;gap:20px;flex-wrap:wrap}
.step-card{background:#fff;border:1.5px solid var(--border);border-radius:20px;padding:32px 24px;text-align:center;flex:1;min-width:220px;max-width:270px;transition:.3s;position:relative;box-shadow:var(--shadow)}
.step-card:hover{border-color:#93c5fd;transform:translateY(-4px);box-shadow:0 12px 32px rgba(37,99,235,.1)}
.step-num{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--gradient);color:#fff;width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:800}
.step-icon{width:64px;height:64px;background:var(--primary-light);border-radius:18px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;font-size:26px;color:var(--primary)}
.step-card h3{font-size:16px;font-weight:700;margin-bottom:8px;color:var(--text)}
.step-card p{font-size:13px;color:var(--muted);line-height:1.6}
.step-arrow{font-size:22px;color:#93c5fd}

/* TRUST */
.trust-section{padding:48px 0;background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.trust-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.trust-item{display:flex;align-items:center;gap:16px;padding:20px;background:var(--bg);border-radius:16px;border:1.5px solid var(--border)}
.trust-item>i{font-size:26px;color:var(--primary);flex-shrink:0}
.trust-item h4{font-size:14px;font-weight:700;margin-bottom:3px;color:var(--text)}
.trust-item p{font-size:12px;color:var(--muted)}

/* CONTACT */
.contact-section{padding:72px 0;background:var(--bg)}
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;max-width:600px;margin:0 auto}
.contact-card{display:flex;align-items:center;gap:16px;padding:24px;background:#fff;border:1.5px solid var(--border);border-radius:18px;text-decoration:none;color:var(--text);transition:.3s;box-shadow:var(--shadow)}
.contact-card:hover{border-color:#93c5fd;transform:translateY(-3px);box-shadow:0 12px 32px rgba(37,99,235,.1)}
.contact-card>i{font-size:30px;color:var(--success);flex-shrink:0}
.contact-card h4{font-size:15px;font-weight:700;margin-bottom:3px}
.contact-card p{font-size:13px;color:var(--muted)}

/* FOOTER */
.footer{background:#0f172a;border-top:1px solid rgba(255,255,255,.08);padding:56px 0 0}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer-brand p{color:#94a3b8;font-size:14px;margin-top:12px;line-height:1.7}
.footer-logo{display:flex;align-items:center;gap:10px;font-size:18px;font-weight:700;color:#fff}
.footer-links h4{font-size:14px;font-weight:700;margin-bottom:16px;color:#fff}
.footer-links a{display:block;color:#94a3b8;text-decoration:none;font-size:13px;margin-bottom:10px;transition:.2s}
.footer-links a:hover{color:#93c5fd}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:20px 0;text-align:center}
.footer-bottom p{color:#64748b;font-size:13px}
.footer-disclaimer{font-size:11px;margin-top:6px;opacity:.6}

/* FLOATING BTNS */
.floating-btns{position:fixed;bottom:90px;right:20px;display:flex;flex-direction:column;gap:12px;z-index:90}
.fab-btn{width:52px;height:52px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:22px;text-decoration:none;transition:.3s;box-shadow:0 4px 20px rgba(0,0,0,.15)}
.fab-whatsapp{background:#25d366;color:#fff}
.fab-apply{background:var(--gradient);color:#fff}
.fab-btn:hover{transform:scale(1.1)}

/* STICKY BAR */
.sticky-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:90;padding:12px 16px;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-top:1px solid var(--border);box-shadow:0 -4px 20px rgba(0,0,0,.08)}
.sticky-apply-btn{display:flex;align-items:center;justify-content:center;gap:10px;background:var(--gradient);color:#fff;padding:14px;border-radius:12px;font-weight:700;font-size:15px;text-decoration:none}

/* MODALS */
.modal-overlay{position:fixed;inset:0;background:rgba(15,23,42,.55);backdrop-filter:blur(6px);display:flex;align-items:center;justify-content:center;z-index:999;padding:16px;opacity:0;pointer-events:none;transition:.3s}
.modal-overlay.open{opacity:1;pointer-events:all}
.modal-box{background:#fff;border:1px solid var(--border);border-radius:24px;position:relative;transform:scale(.9);transition:.35s cubic-bezier(.4,0,.2,1);box-shadow:0 24px 60px rgba(0,0,0,.15)}
.modal-overlay.open .modal-box{transform:scale(1)}
.modal-close-btn{position:absolute;top:14px;right:14px;width:34px;height:34px;border-radius:50%;border:1px solid var(--border);background:#f8fafc;color:var(--muted);font-size:16px;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:.2s;z-index:2}
.modal-close-btn:hover{background:var(--danger);color:#fff;border-color:var(--danger)}
.video-modal-box{width:100%;max-width:860px;padding:20px}
.video-container{aspect-ratio:16/9;border-radius:14px;overflow:hidden;background:#000}
.video-container iframe,.video-container video{width:100%;height:100%;border:none}
.lead-modal-box{width:100%;max-width:420px;padding:32px 28px}
.lead-modal-header{text-align:center;margin-bottom:24px}
.lead-bank-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 18px;border-radius:50px;color:#fff;font-weight:700;font-size:14px;margin-bottom:14px}
.lead-modal-header h3{font-size:22px;font-weight:800;margin-bottom:6px;color:var(--text)}
.lead-modal-header p{color:var(--muted);font-size:14px}
.form-group{margin-bottom:16px}
.form-group label{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--muted);margin-bottom:8px}
.optional{color:var(--muted);font-weight:400}
.required{color:var(--danger)}
.form-group input{width:100%;padding:13px 16px;background:#f8fafc;border:1.5px solid var(--border);border-radius:12px;color:var(--text);font-size:15px;outline:none;transition:.3s;font-family:inherit}
.form-group input:focus{border-color:var(--primary);background:#fff;box-shadow:0 0 0 3px rgba(37,99,235,.1)}
.form-group input::placeholder{color:#94a3b8}
.field-hint{font-size:11px;color:var(--muted);margin-top:5px;display:block}
.form-check{display:flex;align-items:flex-start;gap:10px;margin-bottom:20px}
.form-check input{width:16px;height:16px;margin-top:2px;accent-color:var(--primary);flex-shrink:0}
.form-check label{font-size:12px;color:var(--muted);line-height:1.5}
.form-check a{color:var(--primary)}
.lead-submit-btn{width:100%;padding:15px;background:var(--gradient);border:none;border-radius:12px;color:#fff;font-size:16px;font-weight:700;cursor:pointer;transition:.3s;font-family:inherit;margin-bottom:12px}
.lead-submit-btn:hover{box-shadow:0 8px 25px var(--glow);transform:scale(1.02)}
.lead-secure-note{text-align:center;font-size:12px;color:var(--muted);display:flex;align-items:center;justify-content:center;gap:6px}

/* RESPONSIVE */
@media(max-width:1024px){
  .footer-top{grid-template-columns:1fr 1fr}
  .footer-brand{grid-column:1/-1}
  .hero-cards-float{display:none}
}
@media(max-width:768px){
  .nav-links{display:none}
  .nav-cta-btn{display:none}
  .nav-hamburger{display:flex}
  .hero{min-height:80vh;padding:70px 16px 50px}
  .hero-stats{gap:0;padding:16px}
  .stat-item{padding:0 14px}
  .stat-num{font-size:18px}
  .products-grid{grid-template-columns:1fr}
  .steps-grid{flex-direction:column}
  .step-arrow{transform:rotate(90deg)}
  .footer-top{grid-template-columns:1fr}
  .sticky-bar{display:block}
  .floating-btns{bottom:80px}
}
@media(max-width:480px){
  .hero-actions{flex-direction:column;align-items:center}
  .btn-primary,.btn-ghost{width:100%;justify-content:center}
  .hero-stats{flex-wrap:wrap}
  .stat-divider{display:none}
  .stat-item{padding:8px 16px}
  .lead-modal-box{padding:24px 18px}
  .category-tabs{justify-content:flex-start}
}

/* ===== REFER & EARN ===== */
.refer-section{padding:72px 0;background:linear-gradient(135deg,#f0fdf4,#dcfce7,#f0f9ff)}
.refer-card{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;background:#fff;border:1.5px solid #bbf7d0;border-radius:28px;padding:48px;box-shadow:0 8px 40px rgba(22,163,74,.1)}
.refer-badge{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,#16a34a,#15803d);color:#fff;padding:7px 18px;border-radius:50px;font-size:13px;font-weight:700;margin-bottom:18px}
.refer-left h2{font-size:clamp(22px,3.5vw,34px);font-weight:900;line-height:1.25;margin-bottom:14px;color:var(--text)}
.refer-left>p{font-size:15px;color:var(--muted);margin-bottom:28px;line-height:1.7}
.refer-steps{display:flex;flex-direction:column;gap:14px;margin-bottom:28px}
.refer-step{display:flex;align-items:center;gap:14px;font-size:14px;color:var(--text);font-weight:500}
.refer-step-num{width:30px;height:30px;border-radius:50%;background:var(--gradient);color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;flex-shrink:0}
.refer-cta-btn{display:inline-flex;align-items:center;gap:10px;background:linear-gradient(135deg,#16a34a,#15803d);color:#fff;padding:14px 32px;border-radius:14px;font-weight:700;font-size:15px;border:none;cursor:pointer;transition:.3s;font-family:inherit}
.refer-cta-btn:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(22,163,74,.3)}

/* VOUCHER PREVIEW */
.refer-right{display:flex;justify-content:center}
.refer-voucher-preview{background:linear-gradient(135deg,#16a34a,#15803d);border-radius:24px;padding:36px 40px;text-align:center;color:#fff;min-width:240px;box-shadow:0 16px 50px rgba(22,163,74,.35);position:relative;overflow:hidden}
.refer-voucher-preview::before{content:'';position:absolute;top:-40px;right:-40px;width:120px;height:120px;background:rgba(255,255,255,.08);border-radius:50%}
.refer-voucher-preview::after{content:'';position:absolute;bottom:-30px;left:-30px;width:90px;height:90px;background:rgba(255,255,255,.06);border-radius:50%}
.voucher-top{display:flex;align-items:center;justify-content:center;gap:8px;font-size:12px;font-weight:700;letter-spacing:2px;opacity:.8;margin-bottom:16px}
.voucher-top i{font-size:16px}
.voucher-amount{font-size:64px;font-weight:900;line-height:1;margin-bottom:8px}
.voucher-label{font-size:13px;opacity:.8;margin-bottom:20px}
.voucher-dots{height:1px;background:repeating-linear-gradient(90deg,rgba(255,255,255,.4) 0,rgba(255,255,255,.4) 6px,transparent 6px,transparent 12px);margin-bottom:16px}
.voucher-code-preview{font-size:18px;font-weight:800;letter-spacing:4px;opacity:.7}

/* REFER MODAL */
.refer-link-box{background:#f0fdf4;border:1.5px solid #bbf7d0;border-radius:16px;padding:20px;margin-bottom:14px}
.refer-link-label{font-size:13px;font-weight:600;color:#16a34a;margin-bottom:10px;display:flex;align-items:center;gap:6px}
.refer-link-display{font-size:12px;color:var(--text);word-break:break-all;background:#fff;border:1px solid #bbf7d0;border-radius:10px;padding:10px 14px;margin-bottom:12px;font-family:monospace}
.refer-link-actions{display:flex;gap:10px}
.refer-copy-btn{flex:1;padding:10px;background:#fff;border:1.5px solid var(--border);border-radius:10px;font-size:13px;font-weight:600;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:6px;transition:.2s;font-family:inherit;color:var(--text)}
.refer-copy-btn:hover{border-color:var(--primary);color:var(--primary)}
.refer-wa-btn{flex:1;padding:10px;background:#25d366;border:none;border-radius:10px;font-size:13px;font-weight:600;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:6px;color:#fff;transition:.2s;font-family:inherit}
.refer-wa-btn:hover{background:#22c55e;transform:scale(1.02)}
.refer-info-box{display:flex;align-items:flex-start;gap:10px;background:#eff6ff;border:1px solid #bfdbfe;border-radius:12px;padding:14px;font-size:13px;color:var(--muted);line-height:1.5}
.refer-info-box i{color:var(--primary);margin-top:2px;flex-shrink:0}

/* STATUS RESULTS */
.status-item{background:#f8fafc;border:1.5px solid var(--border);border-radius:14px;padding:16px;margin-bottom:10px}
.status-item-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:6px}
.status-badge{padding:4px 12px;border-radius:20px;font-size:12px;font-weight:700}
.status-converted{background:#dcfce7;color:#16a34a}
.status-pending{background:#fef9c3;color:#ca8a04}
.voucher-earned{display:flex;align-items:center;gap:14px;background:linear-gradient(135deg,#f0fdf4,#dcfce7);border:1.5px solid #bbf7d0;border-radius:12px;padding:14px;margin-top:10px}
.voucher-earned i{font-size:28px;color:#16a34a}

/* ADMIN REFERRALS TABLE */
.badge-converted{background:rgba(22,163,74,.15);color:#16a34a}
.badge-pending{background:rgba(234,179,8,.15);color:#ca8a04}

@media(max-width:768px){
  .refer-card{grid-template-columns:1fr;gap:32px;padding:28px 20px}
  .refer-right{display:none}
}

/* SOCIAL PROOF TOAST */
.sp-toast {
  position: fixed;
  bottom: 24px;
  left: 24px;
  z-index: 9998;
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 12px 14px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.12);
  max-width: 300px;
  transform: translateY(20px);
  opacity: 0;
  transition: all 0.4s cubic-bezier(0.34,1.56,0.64,1);
  pointer-events: all;
}
.sp-toast.sp-show { transform: translateY(0); opacity: 1; }
.sp-icon {
  width: 38px; height: 38px; border-radius: 10px;
  background: linear-gradient(135deg,#6366f1,#06b6d4);
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 15px; flex-shrink: 0;
}
.sp-text { display: flex; flex-direction: column; gap: 2px; flex: 1; min-width: 0; }
.sp-text strong { font-size: 13px; color: #0f172a; }
.sp-text span { font-size: 12px; color: #64748b; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.sp-text small { font-size: 11px; color: #94a3b8; }
.sp-close { background: none; border: none; color: #94a3b8; font-size: 16px; cursor: pointer; padding: 0 2px; flex-shrink: 0; line-height: 1; }
.sp-close:hover { color: #0f172a; }

/* FAQ Section */
.faq-item {
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  margin-bottom: 10px;
  cursor: pointer;
  transition: box-shadow 0.2s;
}
.faq-item:hover { box-shadow: 0 4px 16px rgba(99,102,241,0.1); }
.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 20px;
  font-size: 15px;
  font-weight: 600;
  color: #0f172a;
  gap: 12px;
}
.faq-q i { color: #6366f1; transition: transform 0.3s; flex-shrink: 0; }
.faq-item.open .faq-q i { transform: rotate(180deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  font-size: 14px;
  color: #475569;
  line-height: 1.7;
  padding: 0 20px;
  transition: max-height 0.35s ease, padding 0.35s ease;
}
.faq-item.open .faq-a { max-height: 200px; padding: 0 20px 18px; }