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Compare Best Credit Cards in India 2026
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FAQ
Frequently Asked Questions
Everything you need to know about credit cards in India
Which is the best credit card in India in 2026?
The best credit cards in India in 2026 include HDFC Regalia Gold, ICICI Amazon Pay, SBI Cashback Card, Axis Flipkart, IDFC First Select, and Amex Platinum. The best card depends on your spending — cashback, travel, rewards or lifestyle.
How to apply for a credit card online in India?
Apply in 3 steps on CreditCardsDekho: 1) Choose your preferred card from our live options, 2) Enter your mobile number, 3) Get redirected to the bank for instant approval within 2–7 days. No paperwork needed.
Which credit card has no annual fee (lifetime free) in India?
Top lifetime free credit cards in India: IDFC First Classic, SBI SimplySave, Amazon Pay ICICI, Axis Insta Easy, and ICICI Platinum Chip. These cards have zero annual fee for life with great benefits.
Which credit card gives the best cashback in India?
Best cashback credit cards in India: SBI Cashback Card (5% on online spends), Amazon Pay ICICI (5% on Amazon), Axis Flipkart (5% on Flipkart), HDFC Millennia (5% on online shopping), and IDFC First Select.
Which credit card is best for airport lounge access in India?
Best credit cards for airport lounge access: HDFC Regalia Gold, Axis Magnus, ICICI Sapphiro, Amex Platinum, SBI Elite, and IDFC First Wealth. These offer free domestic & international lounge visits.
What is the minimum salary required for a credit card in India?
Most banks require a minimum monthly income of ₹15,000–₹25,000 for entry-level credit cards. Premium cards like HDFC Regalia or Axis Magnus may require ₹1 lakh+ monthly income. Some cards like IDFC First Classic have no minimum income requirement.